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Nearly 1 In 4 Americans Over 65 Are Still Working
For a growing share of Americans, retirement no longer starts at 65.
This map, via Visual Capitalist's Gabriel Cohen, shows where people aged 65 and older are still working across U.S. states, based on 2024 data from the U.S. Census Bureau via FinanceBuzz.
About 22% of Americans 65+ remain in the workforce, but the share climbs to nearly one-third in some states. The gap highlights how cost of living, job availability, and shifting retirement systems are reshaping when—and whether—Americans stop working.
The Workforces With The Most SeniorsThe New England states of Vermont and New Hampshire (both 28.6%) lead the country in the number of seniors still working, followed by South Dakota at 27.6%.
A clear regional pattern emerges: Northeastern states dominate the top ranks, with many posting rates above 26%. Higher living costs and longer life expectancy likely contribute to more Americans 65+ staying in the workforce.
Most people are not working full-time, however. In fact, among its retirement-age workers, Vermont has the highest concentration of part-time employees nationwide, reflecting in part the social role work plays in many older Americans’ lives.
The Two Full-Time StatesOn the flip side, there’s Maryland, which has the highest share of full-time retirement-age workers in the country.
Maryland and Hawaii are actually the only two states in which a majority of working people aged 65 and up are employed full-time. Full-time work is generally essential for seniors who cannot rely on other retirement sources of income, such as Social Security, or who obtain needed benefits through their job.
The decline of traditional pensions is a key driver behind this shift. With retirement savings increasingly tied to 401(k) plans and market performance, many Americans are working longer to maintain financial security.
West Virginia and the Truly RetiredAmong the 50 states in the country, West Virginia (16.7%) has the lowest share of retirement-age workers. It’s followed by Alabama, Arizona, Arkansas, and Oregon, all of which sit around 19%.
In lower-ranking states like West Virginia and Arkansas, fewer Americans 65+ remain in the workforce—likely reflecting a mix of fewer job opportunities and lower living costs. In these areas, retirement may still be more attainable than continuing to work.
They may also have differing lifestyle preferences, electing to devote more time to family commitments than to the structure or social component of a job or so-called “side hustle.”
If you enjoyed today’s post, check out Mapping Unemployment Claims per 100,000 Workers on Voronoi, the new app from Visual Capitalist.
Tyler Durden Wed, 04/22/2026 - 05:45Atlanta Braves turn in minor league prospect who allegedly fled Florida crash that killed a father of four
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Study Shows Some Humans Are Evolving To Be 'Foxier'
Authored by David Randall via RealClearScience,
The latest report from David Reich’s genetics lab at Harvard is that “Ancient DNA reveals pervasive directional selection across West Eurasia.” In other words, humans have been continuing to evolve in Europe and the Middle East for the last 10,000 years, with significant effect. Reich’s paper broadly substantiates the thesis of Gregory Cochran and Henry Harpending’s The 10,000 Year Explosion: How Civilization Accelerated Human Evolution. Civilization hasn’t ended biological evolution, but proceeds alongside it.
Reich’s genome-wide association study (GWAS) indicates that West Eurasians have increased or reduced their vulnerability to a variety of ailments. Genetic changes have rendered them less susceptible to leprosy, rheumatoid arthritis, bipolar disorder, and schizophrenia, and moreso to coeliac disease and gout. At the same time, there has been positive selection for fair skin, red hair, and intelligence, and negative selection for male-pattern baldness. In summary, West Eurasians have grown foxier, as the arc of their genetic history bends toward fluffy ginger genius.
Reich’s conclusions are pretty likely to hold water. Too many scientific and social scientific fields have been affected by the irreproducibility crisis of modern science. The worst-hit disciplines use far too loose a definition of statistical significance, p < 0.05. Genome-wide association studies, by contrast, tend to use the extraordinarily tighter standard of p < 5 × 10^ −8. Reich lab’s research includes a variety of different standards of statistical significance, including some that are only of p < 8.9 × 10^ −5. That standard is orders of magnitude more reliable than most research.
The data Reich’s lab can work with, after all, is remarkably bounteous. As the researchers wrote:
[W]e increased power through a 14-fold increase in sample size, driven by 10,016 ancient individuals for whom we report new data, which combined with previously reported data yields a dataset of 15,836 people spanning 18,000 years … The final dataset included 8,074,573 SNPs [single-nucleotide polymorphisms] and 1,665,051 insertions or deletions (indels) on chromosomes 1–22.
Science only can advance on sure foundations when you’re reasonably likely the research will hold up. Sociology, psychology, any discipline where you cannot work with millions of pieces of data, cannot be expected to match GWAS levels of rigorous statistical significance. But, as many scientists have proposed, p < 0.01 or p < 0.005 are not impossible goals, even for disciplines less rich in data. Reich’s peers in other disciplines should look at his work and consider the benefits of reasonable certainty that a paper you publish actually says something true.
Americans in general might also take Reich’s work as a prompt to reconsider our various moratoria on using American Indian biological data to provide gene samples. Reich’s report on West Eurasian genetic data presumably is only a beginning. We may expect reports to come on East Eurasians, Sub-Saharan Africans, Aboriginal Australians, Khoisan in South African, American Indians in Latin America—reports on people all over the world.
Except on the American Indians of the United States.
Our legal, regulatory, and cultural inhibitions mean that there will be an enduring blank spot in the knowledge we gain from the genetics revolution—knowledge which will aid not only paleogenetic research but also advances in medicine tailored to each individual’s DNA. American Indians might be the last people on Earth to benefit from such advances in genetically individuated medicine if we continue to veto researchers’ use of American Indian genetic and paleogenetic data.
Science funders also should note that science proceeds by joint work in many disciplines and isn’t just a high-tech plaything. The Reich lab’s research depended not least upon “10,016 ancient individuals for whom we report new data.” Those individuals didn’t just show up in laboratories by magic. They came there by careful work by archaeologists, by intelligent observations from interested amateurs, by hard and careful work in caves, in ancient graves, and in sudden gullies opened by rainstorms. Brawn, physical finesse, and something of the Indiana Jones spirit of adventure were as important for making this research possible as microscopes and microchips. Dear Mr. and Mrs. Moneybags: no dig, no data. We all should remember that, too.
David Randall is the Director of Research at the National Association of Scholars.
Tyler Durden Wed, 04/22/2026 - 05:00Mexico pyramid shooter Julio César Jasso planned Teotihuacán massacre for 2 months, had picture in hotel room showing scene of attack: reports
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US Throttles Intelligence-Sharing With South Korea After Nuclear Disclosure Row
The United States has reduced intelligence sharing with South Korea pertaining to eavesdropping on North Korea following an alleged leak tied to sensitive information, according to local media reports.
But it is a major allegation that the government has dismissed as 'absurd'. South Korean President Lee Jae Myung took to X at the start of this week to write, "Any claim or action based on the premise that Minister Chung ‘leaked classified information provided by the US’ is wrong."
Bloomberg, citing Yonhap and others, wrote that "South Korean media reported that the US is limiting intelligence sharing on North Korea with Seoul after Unification Minister Chung Dong-young publicly identified North Korea’s uranium enrichment facility in Kusong last month."
AFP/Getty ImagesWashington reportedly began limiting access earlier this month to certain intelligence linked to North Korea’s technological capabilities, widely believed to involve aspects of its nuclear program, according to Yonhap News.
"It's true that the US side has been restricting sharing parts of North Korean intelligence collected through satellites from early this month," a senior military official said. "(The restricted sharing of intelligence) is related to information regarding parts of North Korea's technology."
Some 28,500 US troops are permanently stationed in South Korea, and the US is a longtime military partner going back to the Korean War of the mid-20th century. US intel-sharing has always heavily assisted Seoul with missile warning data and satellite surveillance.
The whole rare episode stems from remarks by South Korea's Unification Minister Chung Dong-young during a March 6 parliamentary session, when he openly identified Kusong as a third North Korean uranium enrichment site alongside facilities at Yongbyon and Kangson.
The speech marked a first official acknowledgment by Seoul of the Kusong site, which then triggered backlash from Washington, featuring complaints from US officials through diplomatic and military channels who viewed it as a potential exposure of sensitive, possibly shared intelligence.
Chung in turn rejected the accusations, framing his remarks as all based in open source and public data which can be found through research reports.
Pyongyang is probably enjoying the spectacle, having long vehemently denounced the US presence on the Korean peninsula, also given the sporadic docking of a US nuclear submarine. This is a very rare moment of tensions among allies on the Korean peninsula.
Tyler Durden Wed, 04/22/2026 - 04:15Yankees’ Luis Gil blanks Red Sox without best stuff and velocity
Australian guard Anneli Maley getting shot in Liberty’s training camp
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Coinbase Now Lets UK Users Borrow Against Their Bitcoin And Ethereum
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Coinbase launched crypto-backed USDC lending for U.K. users on Monday.
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Bitcoin holders can borrow up to $5 million in USDC, with Ethereum-backed loans capped at $1 million.
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The service uses Morpho, an open-source lending protocol on Ethereum layer-2 network, Base.
Crypto exchange Coinbase has expanded its lending service, now allowing U.K. customers to borrow USDC stablecoins using their Bitcoin or Ethereum holdings as collateral.
The service operates through Morpho, an open-source lending protocol on Base—the Coinbase-backed Ethereum layer-2 network—that powers Coinbase's crypto-backed loans.
U.K. users can pledge cryptocurrency as collateral to access USDC liquidity without liquidating their digital assets.
Borrowing limits vary by collateral type.
Bitcoin holders can access up to $5 million in USDC, while Ethereum-backed loans top out at $1 million, depending on the amount pledged.
Coinbase first launched the crypto-backed loan service in the United States in January 2025, and said it has facilitated $2.17 billion USDC in loan originations as of April 14.
The lending product adds to Coinbase's growing U.K. service portfolio.
The exchange introduced decentralized exchange trading for U.K. users just last week, and previously launched savings accounts in November 2025.
These offerings followed Coinbase's February 2025 FCA registration, which enabled the firm to expand regulated services in the market.
“Crypto-backed loans are part of Coinbase’s efforts to build the number one financial app in the U.K.,” said Coinbase U.K. CEO, in a statement.
“We want to be the best place for U.K. consumers to invest, manage and grow their money.”
Coinbase (COIN) shares on the Nasdaq are down about 1% on the day at a current price above $204, though they’re up nearly 17% over the last week amid broader crypto and stock market recoveries.
Tyler Durden Wed, 04/22/2026 - 03:30